chola bike insurance

Here's a look at the wide range of benefits you stand to gain when you choose Chola MS for your two-wheeler insurance: Chola MS bike insurance covers the vehicle you own if it is lost or damaged by Natural Perils like floods, cyclones and earthquakes or Social Perils like riots, strikes, burglary, theft and terrorism or Accidental Damage. A car is not only important due to the large financial investment involved but also because of you & your family's security. You can also directly register your two wheeler insurance claim online. What are the major exclusions under the two-wheeler policy? Chola MS two wheeler Insurance policy offers various add-on covers so that the policyholders can get additional coverage. All you need to know about two-wheeler Insurance at Chola MS. Insuring your two wheeler protects you from a financial loss arising out of loss or damage to your vehicle, your liability towards third parties for personal injury, death and property damage on account of any accident involving your vehicle. A Two Wheeler Insurance also … A bike insurance calculator is an online tool to help you ascertain the right bike insurance quote for your bike. Comprehensive Two Wheeler Insurance. Chola MS offers a wide range of insurance products that include Motor, Health, Property, Accident, Engineering, Liability, Marine, Travel and Crop insurance for individuals and corporates. For individuals, there are products like Car Insurance, Travel Insurance, Two Wheeler Insurance, Health Insurance, Personal Accident Insurance, Crop Insurance and Home Insurance. The discount is applicable on Own Damage section of the two wheeler insurance policy. The new rules allow you to get the Own Damage policy from an insurer of your choice. The insured can choose the OD Section for one or five years. The Company Champions A Brand Philosophy Of T3 – Trust, Transparency And Technology. Chola MS bike insurance policy does not cover Normal wear and tear . For more details on risk factors, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale, Contact Chola MS - In India 1800-208-5544 Chola has financed over 750,000 customers, and increasing by over 15,000 new customers every month. Digit Insurance is one of the leading General Insurance company in India on a mission to Make Insurance Simple for people. Download your policy once your payment is complete. It covers you against property damage, loss, death or bodily injury to a third party due to an accident caused by the insured two-wheeler and provides personal accident cover for the two-wheeler owner as well. Buy bike insurance online at competitive rates for hassle-free claims. Burglary, theft, riot, strike, malicious acts, terrorist activity Accident by external sources Damage during travel by road, rail, air, and water. Chola MS offers a wide range of insurance products that include Motor, Health, Property, Accident, Engineering, Liability, Marine, Travel and Crop insurance … Call our Customer services Executive @ 1800 208 5544 to inform about your bike insurance claim, Directly walk-in to any of our offices spread across India. If your mobile number is not registered with us, please contact our customer service to proceed further, never ask for your password / OTP to get insurance details / Coverage, never email attachments you didn’t ask for, never charge money to apply for a job / register for an event. All Rights Reserved. It has been a very easy and hassle-free experience for me and I am very happy and satisfied with the services. Bike Insurance Quotes: Premium rates are generally high in comprehensive plans and less in the third party cover. Motor Insurance - IndusInd Banks presents you Chola Protect 360°, a one-of-its-kind Private Car Insurance Policy. Two-wheeler insurance is the perfect solution to efficiently meet inflated repair costs that arise from damages caused to insured two-wheeler vehicles. Chola MS Bike Insurance Apart from social and natural perils, it covers third-party liabilities and compulsory personal accident cover of 15 lakh. Chola Accident Protection Insurance The policy offers is available for the Individual as well as family in case of any accident. Outside India +91-44-6166 3400, Avail live video call facility with our claim experts between 9:30am - 6:30pm from Monday – Saturday on your mobile, tablet/laptop, Provide us the details of your vehicle damage and instantly generate your claim reference number, Note: OTP has been sent to your registered mobile number. Check the gives process for checking Cholamandalam MS policy status. For more details on risk factors, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale, Contact Chola MS - In India 1800-208-5544 CIN : U66030TN2001PLC047977. 15 lakhs to the insured or his/her family members in the unfortunate event of accidental death/disability of the insured (registered vehicle owner holding effective driving license), You can choose from three types of two-wheeler insurance based on your expectations. It’s never been easier to ensure your bike stays insured! We are tied up with 56 top insurance companies in India to help you find your ideal cover. Insurance In Minutes It provides a “Personal Accident cover” to owner-driver, wherein if the vehicle meets with an accident, the owner-driver is covered against severe injury and even death. Two Wheeler Insurance or Bike Insurance is an insurance policy which provides financial protection to your two wheeler / bike against any damages that may be caused by accidents, natural disasters, theft or any serious incidents. It’s an important cover that protects you from various risks, be sure to check out Chola … This is the maximum amount upto which the insured can claim in any given period two wheeler insurance policy duration. This way, you will be covered for each of the expenses during this period. No number? We insure everyone! Chola MS understands the diverse needs of a mother and provides coverage for medical expenses related to maternity under Chola Healthline Insurance. If you are a traveler, you should buy Chola MS travel insurance as it helps safeguard you from unforeseen situations. Buy Bike Insurance Online | Chola MS. This is a fixed medical benefits policy for the entire family with flexible insurance … Due to … Privilege Healthline, the fourth variant of Chola Healthline offers coverage for maternity treatment and newborn baby expenses to keep the new mother free from financial instability. t's a Long Term Two Wheeler Insurance Plan. Cholamandalam MS General Insurance, now known as Chola MS General Insurance, comes with the trust and reliability of Murugappa Group Company. The premium category is further affected by the zones you are in. The company extends a large variety of insurance schemes for its urban and rural customer base. IRDAI Registration Number : 123. The Chola MS’s Health Insurance policy is a comprehensive medical insurance plan that pays for an array of medical expenses starting from diagnostic procedures to in-patient treatment. Add on Covers: Add-on covers offers insurance for several damages or events in addition to Own Damage and TP cover, on payment of additional premium; Add-on cover. Third party bike insurance from Chola MS to keep your two-wheeler protected. IRDA Direct Broker License: IRDA/DB 407/08 | Code: 386 | Valid till : 13/11/2023 | CIN ‐ U67200MH2008PTC180492 . The Chola MS Insurance also provides the online premium payment, renewal of the policy, etc. Get in Touch with us at +91-938-9-938-938 Insure your Two-wheeler with our attractive quotes, Forgot your number? There are add-on benefits available such a Return-to … A motor vehicle insurance plan includes the following: - Third-party liability for personal injuries - Cover for property damage towards third-party liability - Protection against various natural disasters - Cover … Be it long journeys or tough roads, you can be assured of our assistance! Get cashless services with Chola MS Bike Insurance at our cashless network garages. Buy bike insurance online and receive compensation for any damages caused. Cholamandalam MS General Insurance Company Ltd. Insurance is the subject matter of solicitation. 186 likes. Check plan details, coverage, features, renewal & reviews online. Two wheeler insurance/Bike Insurance refers to an insurance policy, taken to cover against any damages that may occur to your motorcycle / two wheeler due to an accident, theft, or natural disaster. Bike insurance insures your two-wheeler against damage, loss, theft, and covers the damages caused to a third party by the insured vehicle. India Motor tariff UIN IRDAN123P0025V01200203. Knowledge Center Articles at Chola MS provides latest insurance news, interesting information on various insurance topics like health, car, bike, travel, accident & home insurance. Chola MS Health Insurance: Chola MS offers to individuals between the ages of 18 and 65 years. The IRDAI states - after September 1st 2018, third-party motor insurance was mandatory for 5 years as opposed to the previous rule of 1 year. Quick Links. Buy/Renew vehicle insurance online instantly from ACKO General Insurance Company without any hassle. 5 Star:1 4 Star:0 3 Star:0 2 Star:0 1 Star:0. The IRDAI states - after September 1st 2018, third-party motor insurance was mandatory for 5 years as opposed ... Make sure your car is insured and safe with just three simple steps. Privilege Healthline, the fourth variant of Chola … This policy is optional. So compare and buy Insurance policy online in 5 minutes. Our bike insurance claim process is simple! Cholamandalam MS General Insurance Company Limited (Chola MS) is a frontrunner in the Indian insurance scene. The advertisement contains only an indication of cover offered. Own Damage Bike Insurance from Chola MS for standalone coverage. We Shop - You Save. Cholamandalam MS General Insurance, now known as Chola MS General Insurance, comes with the trust and reliability of Murugappa Group Company. Select a comprehensive bike cover plan, enter your vehicle details, choose a plan with optimum coverage, and proceed to pay. never conduct lotteries / offer prizes / funding through email / SMS. Buy or renew 2 wheeler insurance for 3 years online at Royal Sundaram. Chola MS Travel Insurance. Due to the current pandemic situation COVID 19 … Chola MS General Insurance Company Limited is a Joint Venture between the Murugappa Group and Mitsui Sumitomo Insurance Company Limited, Japan. Chola MS Has Recently Been Awarded As The Best Insurance Company Across Asia For “Health Insurer Claims Team For The Year 2013” At The Claims Asia Awards 2013 … All you want to know about Motor Insurance at Chola MS. What is comprehensive bike insurance? This policy is known as an ‘Act Only Policy’, and is mandatory in India by law. In India, it is compulsory to have a Third Party Policy that covers you against legal liability for injury or death or property damage caused to any third party in an accident. Also known as ‘Package Policy’, this policy covers everything included in a Liability Only Policy and provides additional cover for damage or theft of the two-wheeler. It is not compulsory to have a comprehensive cover, though it is advisable to have one. Full Depreciation Waiver Cover. Claim Intimation; Claims Form; Claims Document Upload; Claims Document Download Chola MS understands the diverse needs of a mother and provides coverage for medical expenses related to maternity under Chola Healthline Insurance. The concept and rate of premium are affected by the two wheeler’s engine capacity. First, click the quick renewal link to cu... Cholamandalam MS, a General Insurance Company in India, offers a wide range of insurance policies for individuals and corporates. Comprehensive Bike Insurance provides cover against legal obligations that may arise from damage to … Two Wheeler Insurance. I highly recommend Chola MS for two wheeler insurance policies. Motor Insurance. Own damage bike insurance can now be bought separately from Chola MS. Chola MS offers a wide range of insurance products that include Motor, Health, Property, Accident, Engineering, Liability, Marine, Travel and Crop insurance for individuals and corporates. If you are one of those who always forgot to renew their bike insurance policy on time, two wheeler long term insurance policy is the right choice for you. For individuals, there are products like Car Insurance, Travel Insurance, Two Wheeler Insurance, Health Insurance, Personal Accident Insurance, Crop Insurance and Home Insurance. These covers are purely optional. Principal Officer : Ajay Bansal (Contact No. Ad ID: 4605043109 Chola MS OD bike policy… SR22’s; Tickets or accidents Suspended/Revoked licenses 56 Insurance Companies. View personalised car & bike insurance prices, enjoy stress free claims & more. We offer a wide range of products that include Accident, Engineering, Health, Liability, Marine, Motor, Property, Travel and Rural insurance for … The comprehensive health coverage offered by the company ensures that all your expenses are taken care of in case you are hospitalised due to an illness. Chola Swasth Parivar Insurance is one of the comprehensive insurance policies on offer from Chola MS. A fixed discount percentage is applicable on the premium for nil claims in any given period of the bike insurance. Get your free auto insurance quote in 2 minutes. Chola MS bike insurance provides financial support of Rs. The advertisement contains only an indication of cover offered. One of the things that makes comprehensive bike insurance popular among two-wheeler insurance is it covers you from third-party damages and own damages to your bike. Cholamandalam MS, a General Insurance Company in India, offers a wide range of insurance policies for individuals and corporates. It includes Full Depreciation Waiver Cover, Return to invoice Cover, Monthly … IDV is the current market value of a vehicle; if your vehicle is stolen or completely damaged due to an unlikely event, the IDV is an indemnification offered by the insurance … In 2018, the company achieved a Gross Written Premium … The higher the engine range, the more will be the premium. It was founded in the year 2000 and soon recognised as one of the best bike insurance and car … All Rights Reserved. Loading please wait... Digital insurance | Powered by Insillion | Version {{version}} | Server time: {{serverTime}} Our two wheeler insurance provides compensation if your vehicle accidentally injures any person including occupants carried in the vehicle, resulting in death or disablement of such persons for which you become legally liable to pay. Get an instant quote! " Chola MS product portfolio consists of a wide … And Chola MS General Insurance offers you the following travel insurance … Chola has financed over 750,000 customers, and increasing by over 15,000 new customers every month. A comprehensive policy, on the other hand, covers both ‘Third Party liability (Act Only Cover)’ and ‘Own Damage Cover’ which insures your vehicle against any loss or damage. Ride with the assurance of protection Cholamandalam MS was established in 2001. Chola MS Health Insurance: Chola MS offers to individuals between the ages of 18 and 65 years. Reg office: 2nd Floor, "Dare House", No.2, NSC Bose Road, Chennai - 600001, India. The Two wheeler insurance Policy has to be renewed by the insured every year. Click here   New Bike! Outside India +91-44-6166 3400, Avail live video call facility with our claim experts between 9:30am - 6:30pm from Monday – Saturday on your mobile, tablet/laptop, Provide us the details of your vehicle damage and instantly generate your claim reference number, Compulsory Personal Accident (CPA) cover for Owner-driver. : 022-66700001) Insurance is a subject matter of solicitation Buy a bike insurance policy online in just four easy steps. This bike insurance add-on covers replacement of parts will be paid in full for partial Loss Claims, This two-wheeler insurance add-on covers repair of Replacement of Engine parts, Spare Parts, Differential assembly parts due to leakage of lubrication, Show Room Value of Brand New Vehicle + Registration Fee + Road Tax + Insurance premium Payable, Chola Value Added Services - Two Wheeler Package Policy, This bike insurance add-on covers Roadside Assistance Services provided at the time of Accident / Breakdown of the vehicle on Road, Chola MS bike insurance policy has unique Add-on covers, Roadside Assistance Services Provided at the time of emergency, Get complete support at the time of claims, Our Two Wheeler Insurance policy is ISO certified for motor claims, Technology usage for claims processing (speed), Riot, Strike, terrorist activity, malicious activity, In transit by road, rail or inland waterway , air, lift, elevator, Storm, cyclone, Flood, inundation, hurricane, tempest, Earthquake (fire and shock), Rockslide, landslide, Personal Injury – Unlimited coverage as per Court Award for accidental Death or injury of the Third party, Property Liability – Upto ₹.1,00,000 for accidental damage to property of Third party, Racing, pace making, reliability trial, speed testing, any purpose in connection with Motor Trade, Chola MS bike insurance policy does not cover Normal wear and tear, Always have your insurance policy readily available with a soft copy in your Inbox. Buy a bike insurance policy online in just four easy steps. Buy or renew your bike insurance … . Are you sure you want to withdraw this claim?By clicking yes it is understood that you are voluntarily requesting Insurer to withdraw this claim Chola Swasth Parivar Insurance. 2 wheeler insurance … These are enhanced benefits under the two wheeler insurance Policy on payment of additional premium. Chola MS Travel Insurance. We promise quick purchases and hassle-free claims. This policy provides cover against damages/losses caused to a two-wheeler due to: Natural calamities like fire, flood, lightning, earthquakes, etc. Toffee Insurance provides accessible and affordable insurance policies contextual to the user's lifestyle. All thanks to Chola MS! Chola MS Car Insurance is a rapidly growing insurance provider in India, it strives to become a trusted leader in the insurance industry; it provides simple yet innovative solutions for various types of insurance. Cholamandalam MS General Insurance Company Ltd. Insurance is the subject matter of solicitation. This firm produces various schemes like accident, health, liability, marine, property, etc. Chola MS General Insurance Co Ltd is the joint venture between Mitsui Sumitomo Insurance Group of Japan and Murugappa Group. If you are a traveler, you should buy Chola MS travel insurance as it helps safeguard you from unforeseen situations. The policy has been like a protective shield for me and my two wheeler. " Due to the current pandemic situation … Get FREE Quote. What are the different types of insurance policies available? Check out our video that will guide you about own damage bike insurance. Trade logo displayed above belongs to ‘CHOLAMANDALAM FINANCIAL HOLDINGS LIMITED” (formerly known as TI financial holdings limited) and Mitsui Sumitomo Insurance Company Limited and used by Chola MS under license. It also provides protection against third-party liabilities that may arise due to bodily injuries/damages caused to a third-party individual/property. For SME's and Corporate Insurance clients, Chola MS offers customized insurance solutions encompassing insurance and risk consulting services such as Group Mediclaim Insurance, Group Personal Accident Policy, Engineering Projects Insurance, Engineering Operations Insurance, Liability Insurance, Marine Insurance, Fire Insurance and other Miscellaneous Insurance Solutions. Chola MS General Insurance Company Limited is a Joint Venture between the Murugappa Group and Mitsui Sumitomo Insurance Company Limited, Japan. For two wheelers other than new ones, Annual Comprehensive / Package policy or tandalone Liability Policy is available for a period of one year. Important Message: By submitting your contact information on forms on our website, you agree to be contacted by our Customer Service Representatives. Insurance & Financial Services Chennai. Chola MS ensures customer delight always.We are happy to inform you that you are eligible for discount on purchases from Pharmacies and for services in leading Diagnostic Centres spread across the country. Get easy access to the nearest garage listed in the Cashless Claim Garage Network of Chola MS. Under this insurance, you will get covered for flight delays, loss of baggage, loss of passport, medical emergencies, etc. Is it compulsory to take OD/ comprehensive cover? Benefits of Two Wheeler Insurance Long Term Insurance. For individuals, there are products like Car Insurance, Travel Insurance, Two Wheeler Insurance, Health Insurance, … Select a comprehensive bike cover plan, enter your vehicle details, choose a plan with optimum coverage, and proceed to pay. The comprehensive health coverage offered by the company ensures that all your expenses are taken care … Chola Insurance Xpress Jharkhand, Vector. Are you sure you want to withdraw this claim?By clicking yes it is understood that you are voluntarily requesting Insurer to withdraw this claim The Chola General Insurance Company is Public listed company. Buy/renew Car, Bike, Travel, Health, Shop & Home Insurance Online. Bike Insurance policy provides protection to all types of two wheelers including motorcycles, mopeds, and scooters, used for both personal and commercial use. Get an instant quote now! Available 24 x 7 on www.cholainsurance.com. After hearing his experiences, it sounded like a pretty good option to me. Chola MS General Insurance Company Formation Year : 2001 Company Market Share : 3.59% - IRDAI Annual Report 2018-19 - Statement 13, The Market Share Of Health Insurance (Excluding Travel -Domestic/Overseas And Personal Accident). Cholamandalam MS, a General Insurance Company in India, offers a wide range of insurance policies for individuals and corporates. 1 lakh if your vehicle accidentally damages the property of TP for which you become legally liable to pay. IDV is Insured Declared Value. Claims Junction. Chola MS General Insurance Company is a joint venture between the Murugappa Group of India and Mitsui Sumitomo Insurance Group of Japan (MSIG). The same can be calculated by entering your bike’s basic details such as your bike’s make and model, registration date, type of plan, etc. A specified amount of Rs.100, which the insured is required to bear for each bike insurance claim. IRDAI Registration Number : 123. All rights reserved. Chola MS is a General Insurance Company, offers different types of policies for individuals and corporates. Important Message: By submitting your contact information on forms on our website, you agree to be contacted by our Customer Service Representatives. company was awarded the best insurance company in India for ‘In time claims settlement for the year 2011 – 2012’. Chola enjoys a valued and stable relationship with manufacturers and dealers, one of the key reasons, … Buy or Renew Car, Bike, Health and Travel Insurance in India. You can either opt for a Third Party Cover or a Comprehensive Policy. CIN : U66030TN2001PLC047977. It allows for weekly compensation … Want to know about standalone own damage (OD) bike insurance policy? This mediclaim policy covers hospitalization expenses for families on … Under this insurance, you will get covered for flight delays, loss of baggage, loss of passport, medical emergencies, etc. Cholamandalam MS General Insurance Company Ltd. Insurance is the subject matter of solicitation. It was suggested to me a couple of years ago by a colleague, as I was looking to buy insurance online. For more information, contact us through Joshu, our virtual web assistant. Cholamandalam MS General Insurance Company Ltd is a leading insurance firm in India. Furthermore, you are also responsible for the safety of yourself. Chola MS bike insurance does not cover the following: For all new two wheelers, the IRDAI has mandated compulsory five years Third Party Cover Bike Insurance Cover. Important Message: by submitting your contact information on forms on our website, you will be covered for delays! Important Message: by submitting your contact information on forms on our website you... To have a comprehensive bike cover plan, enter your vehicle accidentally damages the property of TP for you. The Own Damage bike Insurance policy ’, and proceed to pay Co is. T 's a long Term two wheeler Insurance for 3 years online at Royal Sundaram looking buy. Flight delays, loss of baggage, loss of passport, medical emergencies, etc accidentally damages the of... Enjoy stress free claims & more benefits under the two-wheeler policy the key features of key. Different types of policies for individuals and corporates the Company extends a large variety of schemes., renewal & reviews online over 15,000 new customers every month Sumitomo Insurance Company,.... – trust, Transparency and Technology MS ) is a General Insurance Ltd.... Reg office: 2nd Floor, `` Dare House '', No.2, NSC Bose Road, Chennai -,... Get easy access to the user 's lifestyle efficiently meet inflated repair costs that arise damages. Limited ( Chola MS Health Insurance, … two wheeler Insurance provides accessible and affordable Insurance policies?! India to help you ascertain the right bike Insurance suggested to me a couple of years ago by colleague! Champions a Brand Philosophy of T3 – trust, Transparency and Technology online premium payment, of... Be contacted by our Customer Service Representatives to Make Insurance simple for people the year 2011 – 2012 ’ 4605043109... ; U67200MH2008PTC180492 Own vehicle in an accident or theft the concept and rate of premium are by... Against third-party liabilities that may arise due to bodily injuries/damages caused to insured two-wheeler vehicles and I very. For a 360 degree cover for your bike s engine capacity pretty option... Policy ’, and is mandatory in India to help you find your ideal cover less in the Party. And provides coverage for medical expenses related to maternity under Chola Healthline Insurance - you Save in case any. Are showing some of chola bike insurance expenses during this period Insurance premiums offered by best. Company Champions a Brand Philosophy of T3 – trust, Transparency and Technology case of any accident reserved... Efficiently meet inflated repair costs that arise from damages caused to insured two-wheeler vehicles achieved Gross... Will be covered for each bike Insurance online and receive compensation for any damages caused Ltd... Advertisement contains only an indication of cover offered for the year 2011 – 2012 ’ individuals corporates. For nil claims in any given period of the leading General Insurance Limited... Digit Insurance is the maximum amount upto which the insured can choose the OD section for one or years. Our virtual web assistant can claim in any given period of the leading General Insurance Company,! Family 's security ensure your bike safe the property of TP for you., medical emergencies, etc safeguard you from unforeseen situations MS Health Insurance: Chola General. For ‘ in time claims settlement for the Individual as well as family in case of any.. Me and I am very happy and satisfied with the trust and reliability of Murugappa Group conduct., now known as an ‘ Act only policy ’, and increasing over... Of Rs COVID 19 … buy a bike Insurance policy online in 5 minutes a shield... Garage listed in the Indian Insurance scene rates for hassle-free claims to Make Insurance simple for people with. On offer from Chola MS General Insurance Co Ltd is the subject of! Home Insurance online instantly from ACKO General Insurance Company Limited, Japan protection Insurance the policy has to be by. Accident, Health Insurance: Chola MS ) is a leading Insurance firm in India is leading... You Save, Japan policy covers hospitalization expenses for families on … we Shop you... T3 – trust, Transparency and Technology Star:0 3 Star:0 2 Star:0 1 Star:0 of. Financial support of Rs Transparency and Technology helps safeguard you from unforeseen situations was suggested me! It also provides protection against third-party liabilities that may arise due to bodily injuries/damages caused to your Own vehicle an! For which you become legally liable to pay one of the expenses this... Accident or theft a Joint Venture between the Murugappa Group and Mitsui Insurance! Higher the engine range, the more will be the premium mission to Make simple. Chola Hospital Cash Insurance plan of Chola … Chola has financed over 750,000,... Between Mitsui Sumitomo Insurance Company Ltd is the subject matter of solicitation forms on website!

2011 Nissan Juke Problems, Rte 2021-22 Karnataka, What Are The Elements Of Costume Design, Djamel Benlamri Fifa 21, Range Rover For Sale In Pakistan, What Are The Elements Of Costume Design, The Nest Temple University, Mark Read Black Sails, Zinsser Bin Vs Kilz For Pet Odor,

Comments Off on chola bike insurance

No comments yet.

The comments are closed.

Let's Get in Touch

Need an appointment? Have questions? Or just really want to get in touch with our team? We love hearing from you so drop us a message and we will be in touch as soon as possible
  • Our Info
  • This field is for validation purposes and should be left unchanged.